The recent reassessment of accident risks by the German Insurance Association (GDV) has led to changes in the regional classifications for car insurance across several German states.

In Hessen, drivers in areas like Darmstadt-Dieburg and Frankfurt face higher insurance premiums due to increased risk classifications.

Similarly, in Berlin, around 900,000 policyholders will see higher contributions as the city moves up in the regional class rankings for comprehensive insurance.

Meanwhile, Brandenburg's Elbe-Elster district boasts the best damage record, maintaining low insurance costs.

In contrast, Offenbach holds the worst record, with damages nearly 40% above average, resulting in the highest insurance class.

These changes reflect the annual adjustments made by the GDV based on regional accident statistics, impacting insurance premiums nationwide.